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Terms & Conditions

Last updated: November 2025

These Terms and Conditions ("Terms", "T&C") constitute a legally binding agreement between Swiss Trade Funding, a company registered in Switzerland ("Swiss Trade Funding", "we", "our", "the Company"), and any natural or legal person ("Trader", "User", "Client", "you") using our performance evaluation services on simulated trading accounts ("Services").

By accessing our platform or purchasing a service on https://swisstradefunding.com ("Platform", "Site"), you acknowledge that you have read, understood, and accepted these Terms.

If you do not accept any of these provisions, you must immediately cease using our services.

1. Definitions

In these Terms:

  • "Platform": refers to the Swiss Trade Funding website, its subdomains, associated services, and user interface.
  • "Simulated Account": 100% virtual trading environment, based on real market data but without live market execution.
  • "Evaluation": program consisting of one or more phases aimed at evaluating a trader's performance on a simulated account (Challenge, Verification, etc.).
  • "Profit Sharing": financial payment based on virtual results, made according to the Company's established rules.
  • "Funded Account": advanced simulated account granted to traders who have successfully completed the Evaluation or selected the instant funded option with a higher purchase cost.
  • "Services": all programs, simulated accounts, tools, interfaces, and information provided by Swiss Trade Funding.
  • "Restricted Jurisdictions": geographic areas where we do not offer our services for legal, regulatory, or international sanctions reasons.
  • "User Data": personal data provided during registration, payment, identity verification, or use of services.

2. Nature of Services (Essential Clause – Legal Protection)

Swiss Trade Funding offers exclusively:

  • Simulated trading accounts
  • Virtual environments
  • Educational and technical evaluations
  • Payments rewarding SIMULATED performance

⚠️ IMPORTANT: Swiss Trade Funding does NOT offer:
• Real trading accounts
• Investment management services
• Financial advice
• Asset management services subject to FINMA regulation

3. Eligibility

To use our services, you must:

  • Be at least 18 years of age
  • Have the legal capacity to enter into contracts
  • Not be a citizen or resident of a country under sanctions (UN, SECO, OFAC, EU...)
  • Not be subject to financial restrictions, sanctions, or trading prohibitions
  • Comply with all laws of your country of residence

Swiss Trade Funding reserves the right to request identity documents (KYC) at any time.

4. Account Creation

By creating an account:

  • You guarantee that all information is accurate, complete, and up to date
  • You are responsible for the confidentiality of your login credentials and password
  • Any activity conducted via your account is presumed to be performed by you

Swiss Trade Funding may suspend or close an account in case of:

  • Fraud
  • Rule violation
  • Multiple accounts
  • Suspicion of illegal activity

5. Ownership & Use of Simulated Accounts

You acknowledge that:

  • Simulated accounts, credentials, data, and tools remain the exclusive property of Swiss Trade Funding
  • You receive only a limited usage license, revocable at any time
  • It is strictly prohibited to:
    • Resell or share your access
    • Use a simulated account for unauthorized commercial purposes
    • Use unauthorized third-party systems (EA, copy trading, bots, multi-accounting... according to specific program rules)

6. Evaluation Programs (Challenge / Verification)

By accepting these terms, you acknowledge that:

  • The purpose of programs is to evaluate your discipline, risk management, and performance in a virtual environment
  • Access to a "Funded Account" remains discretionary and may be denied if rules are not respected
  • The rules (drawdown, objectives, duration, prohibited sessions, news trading, EA, etc.) are available on our Site. These rules form an integral part of these Terms

7. Payments, Fees & Refund Policy

7.1. Evaluation Fees

Challenge fees are:

  • Non-refundable once the trader has started the evaluation
  • Subject to change at any time
  • Displayed transparently on the Site

7.2. Refund Policy

Swiss Trade Funding offers:

  • Refund only in case of proven technical problem preventing service use
  • Refund of evaluation fee after the first profit sharing payment (if applicable)
  • No refund for:
    • Rule violation
    • Challenge abandonment by the trader
    • Poor performance

7.3. Payments & Profit Sharing

  • Made by wire transfer, crypto, or other approved means
  • Subject to:
    • Rule compliance
    • Trade consistency verification
    • Identity validation (KYC)
    • Minimum waiting period between two payments
    • Absence of fraud or suspicious activity

8. Prohibited Activities

The following are strictly prohibited:

  • Use of unauthorized EAs, bots, HFT, martingale, grid strategies
  • Exploitation of bugs, latency, arbitrage, tick manipulation
  • Multi-accounting or coordinated trading
  • Copying trades from another trader (unless authorized)
  • Using VPN to mask location
  • Account sharing or outsourcing trading to a third party
  • Any activity aimed at circumventing the rules

Violation = immediate ban + loss of rights + payment cancellation.

9. Limitation of Liability

Swiss Trade Funding:

  • Does not guarantee that your simulated trading will generate results
  • Is not responsible for:
    • Simulated losses
    • Technical unavailability
    • API or data feed errors
    • Decisions made by the trader
    • External failures (servers, MT5, cTrader, brokers...)
    • Trader's human errors

Swiss Trade Funding's total liability is limited to the amount of fees paid by the trader.

10. Data & Privacy

Swiss Trade Funding processes data in accordance with:

  • Swiss Data Protection Act (FADP)
  • GDPR for European users

We collect only data necessary for:

  • Account creation
  • Challenge management
  • Payment processing

No resale, no unauthorized transfer.

11. Intellectual Property

All elements of Swiss Trade Funding:

  • Trademarks, logos, content
  • User interface
  • Tools, texts, training materials
  • Site design

are protected by Swiss and international laws.

➡️ No reproduction, copying, or unauthorized exploitation is permitted.

12. Suspension & Termination

Swiss Trade Funding may suspend or terminate an account without notice in case of:

  • Rule violation
  • Fraud or suspicion of fraud
  • Non-compliant use of the service
  • Disrespectful behavior towards support
  • Activities revealed as suspicious after audit

13. Amendments

We may modify these Terms at any time. Your continued use after modification constitutes acceptance.

14. Applicable Law & Dispute Resolution

  • These Terms are governed by Swiss law
  • Any dispute will be resolved via arbitration in Switzerland, in French or English
  • If a clause is deemed invalid, the others remain applicable

15. Contact

Swiss Trade Funding
Legal Service
📧 contact@swisstradefunding.com